Along with Visa, MasterCard is one of the most widely used credit card brands in the world. Founded back in 1966 by several top American banks, MasterCard quickly spread across the States and beyond. It became one of the most trusted payment methods, not only at regular merchants but also for Internet transactions, including funding online casino accounts. Finding an online casino venue that supports MasterCard payments is easy as ABC, but if you’re a player from the USA then your choices are a bit narrower.
Due to USA regulation, MasterCard transactions directed towards online casino accounts can be audited and captured, as well as instantly blocked. The standard credit card coding schematics of a MasterCard credit card is subject to these difficulties, but it all depends on the casino and the bank issuing the card. There are still many USA online casinos accepting MasterCard successfully, any type of MasterCard. But some venues may limit their support to a certain type of card. In general, USA online casino goers have reported a stable track record of customer satisfaction and safe, secure transactions regarding MasterCard and their gambling experiences online.
Best MasterCard Casinos for January 2020
Types of MasterCard
Depending on the specific USA casino, players can come across the following MasterCard options:
Credit card: When you’re using the classic credit card option your deposit is given for credit and is later paid according to the conditions of that specific credit card type. By owning a credit card, one has immediate funds at his/her disposal with very generous limits. That gives you an opportunity to play at high stakes and enhances your potential for long-term success.
Debit card: Payments made with a debit card are made on the player’s personal account and whatever you have on that account is the amount you have at your disposal. There is no credit to be paid out later with an added percentage. The debit card provides you with easy management and control over your finances and allows you to establish a more responsible gambling budget.
Prepaid card: Prepaid cards are bought from your bank with a fixed predetermined amount on them. They can be used once and discarded or they can also be reloadable, but they are used just like debit cards. The funds you have on the card is the amount you have at your disposal, without the possibility to extend a credit and receive a bill from your bank afterward to settle your debt. The prepaid version is a terrific alternative for USA players, as most casinos consider prepaid cards a form of virtual cash and, in general, they stand less chance to be rejected by the processor.
How to Deposit With MasterCard at USA Online Casinos
Most USA online casinos are powered by RTG, Rival or Betsoft and these are the casinos you ought to be looking for. These venues will allow you to register an account from the USA and make a deposit using your MasterCard. Chances are you already own a valid card and you don’t need to go through the process of asking your bank to have one made for you.
You won’t have any trouble depositing at an online casino website with your MasterCard if you’ve already had a chance to do some online shopping because the procedure is practically the same. Some casinos will insert a few additional steps as security measures, but that great. It means the casino wants to know for sure that you are the person owning the card and not an unauthorized third party. In other words, it is in your best interest to fill in all the info asked by the casino registration form as well as the deposit form once you find yourself on the cashier’s page.
Choose MasterCard from the cashier’s list of banking options and follow the instructions. In most cases, you’ll be required to enter the unique card number on the face of the card, the expiry date, the CVC security code (found at the back of the card), as well as the cardholder’s name and billing address. Submit the form and the customer support team may ask you for copies of your secondary ID. Of course, you’ll need to enter the exact amount you wish to deposit at some point. As soon as you verify your identity and card ownership the deposit will be processed and credited to your casino account. Most casinos finalize MasterCard deposits in a matter of minutes.
Pros and Cons of MasterCard
MasterCard is an extremely handy method of payment; it is fast and convenient, adaptable and efficient. However, it isn’t perfect. The main advantages of using Master Card at USA online casinos begin with the fact that MC is so widely accepted that you will hardly find an USA-oriented casino that doesn’t support MasterCard payments. It has also proven to be a safe and secure payment option; despite carrying the risks of any deposit or credit card, MC has gone above and beyond to secure all the transactions done by cardholders from both the USA and other parts of the world. Ultimately, it is simple to deposit money using a familiar and household option such as MasterCard.
On the contrary, the main downsides of MasterCard online casino payments come down to restricted possibilities for withdrawal and fees added to transactions. Statistically, less than 30% of casinos allow you to withdraw winnings back to your card, and if you focus on USA-friendly casinos that percentage is even smaller. Moreover, there is always the possibility of being charged with fees for deposits and/or withdrawals done through MasterCard. That’s why it is best to find out these conditions before making actual payments. Do a little research on the casino website and see if the terms are favorable or not. As for having your payment requires rejected, it is a ‘hit or miss’ situation. You can join numerous forums and portals online to find out about other players’ experiences and save yourself the trouble of registering at a casino that could potentially reject your MasterCard. All-Star Gambling is here to help, as well!
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